Perfect Pairs blackjack plays almost exactly like a regular
game of 21. The big difference is the 'perfect pairs' side bet,
which offers the opportunity to win a large jackpot. As with
most side bets with large payouts, the house edge is higher than
you're probably prepared for.
The purpose of this page is to explain how to play Perfect
Pairs blackjack, what the house edge is for both the main game
and for the optional side bet, and the correct basic strategy to
follow while playing.
Perfect Pairs is a blackjack side bet that lets you bet on whether your first two cards will be a pair. If they are, the payout will depend on what kind of a pair is it. A perfect pair would be two identical cards, of the same rank and suit – for example, two Kings of spades. In terms of six-deck blackjack, the Match the Dealer side bet offers payouts of 4 to 1 on a single unsuited match; 8 to 1 on two unsuited matches; 11 to 1 for a single suited match; 15 to 1 for a single suited match plus an unsuited match; and 22 to 1 for two suited matches.
- Gamblers love side bets as they offer the chance of blackjack side bets payout. However, strategic blackjack players might avoid them because side bets are purely based on luck. The 21 + 3 blackjack side bet. Unlike your main blackjack bet, where you simply get a 1:1 return if you win the hand (unless you made a blackjack), with 21 + 3 you can.
- Blackjack side bets generally require players to wager at least the posted table minimum for the base game, which tends to be $5 in most Sin City table game pits. That means landing a true Perfect Pair can turn a minimum bet into $125 using pay table # 1, or $150 on pay table # 2.
- Adding a 3-Card Side Bet to Blackjack Gives a Whole New Experience. Many casinos have tried to make blackjack more interesting (and often increase their house edge) by using side bets. Popular examples include 777 or Perfect Pairs. 21 +3 Blackjack is a regular game which can be either European or US rules, which has a 3-card optional side bet.
How to Play
The rules for playing Perfect Pairs are the same as a
standard game. You get two cards. The dealer gets two cards. You
get to hit, stand, double down, etc. You bust if you go over 21,
and the dealer does too.
The only difference is the side bet. This bet is won or lost
separately from your main bet.
You win the main bet by either getting closer to 21 than the
dealer or still being in the hand when the dealer busts.
You win the perfect pairs bet by getting a pair. That sounds
easy enough, but the payout is based on how good your pair is.
Here's a typical payout table:
- Different colors and different suits: 5 to 1
- Same color but different suits: 10 to 1
- Same color and same suit (the eponymous perfect pair):
30 to 1
Of course, different casinos will have different payouts. You
might only see 25 to 1 in some casinos for a perfect pair, but
another, more generous property might offer a 35 to 1 payout.
The amounts can vary for the other combinations, too. You might
see 6 to 1 or 12 to 1 payouts instead of 5 to 1 and 10 to 1.
Casinos are experts at manipulating the payouts for some
hands in order to adjust the house edge accordingly. They'll
compare how many people play at one set of payouts with how much
they're projected to earn, and they optimize accordingly. They
want the most action with the highest edge. Adjusting the
payouts for the side bets is one way they can accomplish this.
The House Edge
The house edge for the perfect pairs side bet hovers between
2% or and 11%.
You'll only see a perfect pair come up once in about every 60
hands on average. Depending on what kind of luck you're having,
you might see it come up a little more often or a lot less
often, but the frequency should hover right around those
numbers.
The house edge for blackjack is hard to calculate, as it's
based on a large number of situations.
But calculating the house edge for this individual side bet
isn't hard at all.
You start by calculating the odds of getting each hand and
comparing that with the payout for each hand.
We'll assume that you're playing in a game with 8 decks for
purposes of this example.
For the top payout of 30 to 1, you have to calculate the odds
of being dealt a 2nd card that's the same rank and suit as your
first card. With 8 decks in play, you have 416 cards total, but
one of those has already been dealt. That leaves 415 cards, but
only 7 of them will make your hand. So the probability of
getting a 'perfect pair' is 7/415, or about 1 in 59.
- That's a 1.69% chance of winning 30 units.
For same color but different suits, we use a similar
calculation. You have 415 cards, and 8 cards which will make
your hand. The probability of making this hand is 8/415, or
about 1 in 51.
- That's a 1.93% chance of winning 10 units.
For the lowest paying hand, which is a pair of different
colors and different suits, we use another similar calculation.
You still have 415 cards, but you still only have 16 cards which
will make your hand. (Some of these cards will make a higher
paying hand, so they don't factor into the calculation.) The
probability of making this hand is the same as before, 16/415,
or about 1 in 26.
- That's a 3.86% chance of winning 5 units.
The expected value of each of those payouts can be calculated
by multiplying the percentage chance of hitting the hand by the
payout, as follows:
- 1.69% X 30 = 0.507
- 1.93% X 10 = 0.193
- 3.86% X 5 = 0.193
When you add those 3 possibilities together, you get the
payback percentage for the bet.
- 0.507 + 0.193 + 0.193 = 89.3%.
- Subtract that from 100%, and your house edge is 10.7%.
A casino which offers a higher payout on these hands would
offer a lower house edge. And changing the number of decks would
also affect the payout percentage, for obvious reasons.
Here's an example of how changing the payout on a hand would
change the house edge:
Suppose you got 35 to 1 instead of 30 to 1. That would change
the expected value on that payout from 0.507 to 0.5915. That's a
huge difference of about 9%, which would decrease the house edge
to 1.7%, making this a much more reasonable bet.
Here's an example of how changing the number of decks in play
would change the house edge:
Suppose you have 6 decks in play instead of 8. Instead of a
7/415 chance of hitting your hand, you now have a 5/306 chance
of hitting your hand. That's a 1.63% chance of hitting the top
paying hand, instead of 1.69%. So the house edge on this side
bet would actually go up with fewer decks in play.
A Simple Strategy for the Perfect Pairs Bet
Be advised that this strategy does nothing to eliminate or
reduce the house edge. It's just a fun way to take advantage of
the perfect pairs side bet without losing too much money and
still having a chance to hit one of those big payouts.
The idea is to set aside a separate bankroll of betting units
equal to the payout for a perfect pair.
If you're playing in a casino that offers a 25 to 1 payout
for a perfect pair, and you're playing for $5 per hand, set
aside $125 for the perfect pair bet. (That's $5 times 25.)
Use that $125 to bet $5 each hand on the perfect pair side
bet until you run out of bankroll or until you hit a perfect
pair and get your 25 to 1 payout.
There's a reasonable chance you'll hit a perfect pair at some
point between 1 and 60 hands. If you hit it during the first 25
hands, you'll have generated a profit, possibly a large one. If
you don't hit a perfect pair, you've only lost $125.
Play your regular blackjack hand as normal, as if you didn't
have any money put on the perfect pair bet. You'll use
standard basic strategy to play your normal blackjack hand.
Depending on the other rules variations, you'll be facing a
house edge of around 1%, maybe less.
Summary
Blackjack Side Bets Payouts
Perfect Pairs Blackjack is a fun little variant with an
interesting side bet with a relatively high house edge. But the
house edge on this bet isn't much higher than the house edge on
games with comparable high payout bets like roulette—in fact, in
some cases you might even be able to face a slightly lower house
edge than in roulette. It all depends on how much the payouts
are for the various hands.
A simple money management technique that enables you take a
shot at this big payout without risking a huge amount of money
involves setting aside a separate bankroll specifically for that
side bet. By making that amount the equivalent of the payout for
the perfect pairs bet, you give yourself a reasonable chance at
hitting this min-jackpot before you run out of money. The sooner
you get lucky, the more you'll profit.
But as with any negative expectation bet, you're going to see
more losses than wins in the long run. Money management
techniques can't chance the odds of a game, and Perfect Pairs
blackjack is no exception to this rule of thumb.
Side bets are an extremely popular way to diversify the gameplay and add some additional edge to it. As all things, it has it pros and cons. We will try to be short here and give all the basic details of various blackjack side bets options so you could decide for yourself. For more details – you can check the dedicated pages of each version and try these games for free before playing for real money.
Side Bets – Pros and Cons
It's going to be short:
The good: side bets add additional rush to the standard black jack game play. Plus, they offer much higher payouts. Some, such as Progressive blackjacks for instance, can sometimes offer life changing multi-millions jackpots.
The bad: basic blackjack game is the best payout game can be found in casinos. Some game offer house edge lower than 0.3%!!! That's not the case with side bets, where the house edge usually goes from 3% and up to even 10-15%.
Word of advice:
Blackjack Side Bets Payout Against
If we were asked for advice as whether to use side bets, we would say:
- If you enjoy them – go ahead.
- But! be aware that you are likely to loose more money faster.
- We would recommend to use them from time to time and not on every hand you play.
- Check the specific game rules before playing, as the payouts vary between one game to another, even within the same game variation (21+3 Blackjack by Felt Gaming will give you 3% more than similar game by Realistic Games and so on).
Free Side Bet Blackjack Games Online
Bonus Spin Blackjack
Hi Lo 13 Blackjack
High Streak
Lucky Lucky Blackjack
Progressive Blackjack
Super Fun 21
Black Jack Side Bets Odds & Payouts
Bet | Rules | Common House Edge | Maximum Payout | Where to Play |
---|---|---|---|---|
21+3 Blackjack | Combination of blackjack and three card poker (on players first 2 cards and dealers up card). | 3-5% | x100 | Guts Casino |
Bonus Spin Blackjack | If you are handed a blackjack, you will get to spin the money reel for opportunity to win massive prizes. | $25,000 or Progressive Jackpot | N/A | |
Buster Blackjack | Bet on whether the dealer goes bust. | 6-7% | x2000 | Vegas Casino Online |
Hi Lo 13 | Whether the total of your first two cards will be higher than 13, lower than 13 or exactly 13. | 0.09 | x9 | Ignition Casino |
High Streak Blackjack | Bet on your winning streak. | x10 | Royal Panda | |
Lucky Ladies blackjack | You win if your first two cards are queens or you reach 20. | 12-25% | x1000 | Ignition Casino |
Lucky Lucky Blackjack | You get extra payout for reaching 19,20,21 with specific cards. | 2-3% | x200 | Guts Casino |
Match the Dealer Blackjack | Bet if on of your initial cards matches the dealer's one. | 3-4% | x22 | Black Diamond Casino |
Perfect Pairs | Most popular side bet. You win if your initial cards match. | 3-7% | x30 | Extreme Casino |
Progressive Blackjack | Endless variations of the game, each one has its own trigger for progressive jackpot. | Progressive Jackpot | Miami Club Casino | |
Suit ‘Em Up Blackjack | You win if your first two cards are suited. | 3-5% | x60 | Roaring 21 |
Super Fun 21 | You win extra on Diamond blackjack and 5-6 charlie. | 0.09 | x2 | Vegas Casino Online |